Home Equity Line of Credit
A Home Equity Line of Credit is perfect for Remodeling, repairs, or large expenditures. Borrowing against the equity in your primary residence is also a great way to save. Borrow up to 80% of your home’s appraised value less any outstanding mortgage balance. You can use the money as needed by writing a check or making the transfer in Internet banking. You will pay interest only on the funds borrowed. Once the principal is paid, funds become available again.
- 5-year terms
- Low interest rates
- Tax-deductible interest*
- Payments as low as 1% of outstanding balance
*Consult with a tax advisor for amount deductible.
Residential Construction Loans
PlantersFIRST offers loans specifically designed for individuals who are building, adding on, or remodeling a home. Once the funds are used for your home, we can help provide you with permanent financing.
- Competitive Rates
- Interest-Only Payment during term of loan
Home Improvement Loans
This PlantersFIRST loan is designed specifically for the customer who wants to improve their home.
CD Secured Loans
PlantersFIRST offers competitive rates for loans secured by your PlantersFIRST CD.
PlantersFIRST can provide you with competitive rates and terms. We offer financing on both new and used vehicles.